eBanking
Empowering fintech’s, digital businesses, and startups to launch financial services seamlessly, embedded accounts & vIBANs, Virtual and multi-currency accounts via partner banks for fintech clients.


Service Overview
For PayTech, BaaS represents the core enabling layer that bridges regulated financial infrastructure (banks, EMIs, and PSPs) with innovative front-end fintech, Web3, and merchant solutions. It allows PayTech to deliver banking-grade services without holding a full banking license, by leveraging technical & agency partnerships with regulated institutions and integrating them via a unified orchestration layer.
Key Features:
FX & Cross-Border Flows
Provide instant settlement in AED, USD, CAD, EUR, and GBP across.
IBAN Issuance
Provide vIBAN’s named and pooled in AED, USD, CAD, EUR, and GBP.
Card Issuance
White-label programs for clients to issue Mastercard branded cards.
Merchant Acquiring
Merchants access bank-like tools within PayTech’s ecosystem, positioning PayTech as both their payments provider and financial operations partner.
