This content has been prepared by PayTech FZE (“PayTech”), a technology and payments solutions provider incorporated in Dubai, United Arab Emirates. PayTech is not licensed or regulated by the Dubai Virtual Assets Regulatory Authority (VARA) or by any other financial services regulator in the UAE or elsewhere.

This content is provided strictly for informational purposes only, and no reliance may be placed on its contents. Nothing in this content constitutes, or should be construed as, investment advice, financial promotion, or an offer or solicitation to purchase or sell any financial instrument, digital asset, or other product or service. Any products, services, or integrations referenced herein remain subject to applicable laws and regulations and should only be considered following appropriate independent professional, legal, tax, and financial advice.

PayTech makes no representation or warranty, express or implied, as to the accuracy, completeness, timeliness, or suitability of the information contained in this content or in any related materials. PayTech accepts no responsibility or liability for any losses, direct or indirect, arising from the use of or reliance upon this content or its contents.PayTech is not responsible for, and does not endorse, any third-party information, systems, or content referenced or linked within this material. Any opinions or statements contained herein reflect PayTech’s understanding and interpretation as of the date of issuance and are subject to change without notice.

The information contained in this content is subject to amendment, completion, or revision. PayTech is under no obligation to update this content or to provide any additional information that may arise or become available after its date of issue. Any forward-looking statements included in this content are based on assumptions that may change, and actual outcomes may differ materially.

PayTech FZE is a limited liability company incorporated in Dubai, United Arab Emirates, with its registered office located at Meydan Free Zone, Dubai, UAE.

Commmunication:
This content has been prepared by PayTech FZE for general informational and marketing purposes only. It is not a contractually binding communication, nor an information document required by any legal or regulatory provision, and is not sufficient to form the basis of any financial or investment decision. The content is addressed exclusively to professional, institutional, or corporate counterparties located in jurisdictions where the sharing of such information is lawful. Recipients should refer to the relevant contractual or offering documentation of any underlying regulated third-party product or service before making any final decisions.

No offering:
Nothing in this content constitutes, or should be construed as, an offer, placement, invitation, or general solicitation to invest in any product, or to buy or sell securities, digital assets, or to engage in any other related or unrelated transactions. This content has not been prepared in accordance with any legal or regulatory requirements designed to ensure the independence of financial analysis and is not subject to any restriction on dealing or trading following its distribution. This content does not purport to contain all information that may be necessary to evaluate any potential opportunity and should not be relied upon for that purpose. Any future participation in, or investment relating to, any referenced product or service will be governed solely by the relevant contractual terms and/or offering documentation issued by the authorised third-party provider.

Non-reliance:
The content of this material is provided for general information purposes only and does not constitute financial, legal, tax, or investment advice, nor should it be relied upon as such. PayTech FZE provides technology and payment solutions only and does not offer advice or recommendations regarding financial instruments, investments, or digital assets. You should always seek independent professional advice before making any financial or commercial decision.

This content and the information contained in it are not for publication, distribution, or use in any jurisdiction where such activity may be restricted or unlawful.

PayTech FZE, its shareholders, directors, officers, employees, and affiliates (together, the “PayTech Parties”) make no representation or warranty, express or implied, as to the accuracy, completeness, or suitability of the information contained in this content. Nothing herein should be interpreted as a commitment or assurance of any specific service capability, performance, or outcome.

To the fullest extent permitted by law, none of the PayTech Parties shall be liable (including in negligence) for any direct, indirect, or consequential losses, damages, costs, or expenses arising out of, or in connection with, the use of or reliance upon this content. The information is unaudited and is provided for general assistance only. It should not be considered authoritative and does not replace independent judgment or due diligence.

Digital assets:
PayTech FZE does not provide virtual asset or cryptocurrency services and does not facilitate the trading, custody, or exchange of digital assets. Its services are limited to traditional (fiat) payment and banking-as-a-service solutions, such as local and international currency transfers, account issuance, and related payment processing.

Any general references to digital assets or blockchain technologies within this content are made for informational or technological context only. PayTech does not engage in or promote investment in digital assets, nor does it act as a virtual asset service provider (VASP) under the Dubai Virtual Assets Regulatory Authority (VARA) or any other regulator.

Recipients should be aware that digital assets remain highly volatile and largely unregulated in many jurisdictions, are not backed by any government or central bank, and are not protected by depositor or investor compensation schemes. Transacting in or holding digital assets carries significant market, legal, operational, and cybersecurity risks, including potential loss of value.

PayTech accepts no responsibility or liability for any losses, damages, or claims arising from or in connection with any third-party virtual asset activity or reference mentioned for illustrative purposes in this content.

Specific jurisdictions and distribution restrictions:
This content has been prepared by PayTech FZE (“PayTech”) and is provided solely for informational purposes to describe PayTech’s technology and payment-processing capabilities. PayTech is not licensed or regulated by the Dubai Virtual Assets Regulatory Authority (VARA), the Central Bank of the UAE, or any other financial services regulator in the UAE or abroad.

This content is not directed to, and may not be used by or distributed to, any person or entity in any jurisdiction where such distribution, publication, availability, or use would be contrary to law or regulation, or would require any licence, authorisation, or registration that PayTech does not hold.

Nothing in this content constitutes or should be construed as a financial promotion, offer, solicitation, or invitation to engage in any regulated activity, investment, or transaction. The products and services described, if any, relate solely to technology and payment-infrastructure solutions and are not investment products, deposit-taking services, or regulated payment instruments.

This content is not intended for retail clients, investors, or the general public in any jurisdiction. It may not be copied, reproduced, or distributed to any third party without PayTech’s prior written consent.

PayTech makes no representation that its technology, integrations, or services are available or appropriate for use in any particular jurisdiction. Any reference to regulated entities or licensed third-party providers (for example, payment institutions, EMIs, or financial intermediaries) is made for context only. PayTech itself does not perform any regulated financial services activity.